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FAQ

Can I sell my Social Security benefits to a third party for some present value?
The simple answer:  No.  Because that's the law.  Social Security is a Ponzi Scheme, albeit a fairly transparent and benevolent one.  At present, it pays out more than it takes in, but the intake is essential to keeping the scheme afloat, and within a generation, it will begin paying out more than it takes in.  The only saving grace of the current scheme is that the USA keeps the population growing through immigration because natives aren't having enough babies (see:  Germany & Japan for how destructive that is to an economy).As Mexico's economy continues to grow and the USA finally accepts an anemic 8% unemployment rate as "the new norm", fewer and fewer people will trickle into the USA (which is sad, because that trickle is the only thing that will solve the problem).  The numbers are already tapering off.  In 20 years, Mexico will not provide enough immigrants to the USA.  At that time, the SS Trust will be running out and the only long term solution will be twofold:  Change the revenue collection and SS payout system (i.e. increase taxes and decrease benefits or alter who can collect benefits).Permit a massive influx of new, young bodies into the country to counterbalance the retirees.  This can easily be accomplished (as one example) by creating a ten-year window permitting around 40 - 50 million immigrants (50 million would be better), under the age of 30 to come to the USA (and the US pop at that time will still be under a half billion, so we will have LOTS of Lebensraum).  Over that course, for relatively cheap, the US could subsidies--say--transport service who make stops at the most over populated countries (say, India, Bangladesh, Vietnam and China) and bring them to the USA. That number will stabilize the funds being paid in with the funds being paid out and will, essentially, buy the USA another 50 year reprieve while Europe and the Asian Tigers begin to implode because of population stagnation.Why all this info?  Because the government of the USA knows that the jig is up and that the Ponzi scheme will collapse.  Every opportunity to keep the benefit from increasing or being paid out longer than necessary will be explored (which is reason numero uno as to  why the benefit is non-transferable).Because of the nature of Social Security being an individual benefit, payable to living people (or a portion of which, to a living widow[er], or surviving minor children), is set up as a contemporary right.  Each legal resident, living in the USA (as well as other factors) can collect social security for themselves.  The benefit--except in such a manner as I described above--is non-sellable and non-transferable because it is now considered a "right" given to each citizen.  Just like you cannot forfeit your right to freedom of religion or sell it to another person, you cannot in any other way give or sell your social security benefits to another person.
What is the best way to fill out the Adult Function report for SSI when filing for anxiety disorder?
The best way to fill out the Adult Function report for SSI is honestly and thoroughly. When Social Security makes a determination on someone’s benefits, effectively saying if they are disabled and unable to work or not disabled and able to work, they look at the whole picture.For example, if you are applying for SSI because you have Schizophrenia, you should also put down any other conditions and how they affect you. If you also have back pain, diabetes, or whatever- put it down.You should also really evaluate the extent of your limitations in each of the categories listed and the frequency that you’re able to complete them. That is why it’s important to list everything. Saying that you have Schizophrenia, so you can’t lift 20 pounds multiple times for 10 minutes before a break may not make any sense to Social Security. However, adding that you have back pain in addition to Schizophrenia does.All of these conditions do compile and may meet the threshold for what Social Security deems allowable for benefits. Remember also that SSI will send the same report to someone close to you. They also will report your conditions and how they affect you. These reports are reviewed in comparison.
How do I find out what has been reported under my social security number?
Go to the Social Security website (mySS - Home_) and file for a My Social Security account. You can see what payments have been reported to Social Security by year, not by employer.
How can you get financial aid if your parents won't fill out their part and you don't qualify for third party loans?
In that case, likely the only aid you can get is federal loans limited to 5,500 freshman year and increasing about 1k each year. If you speak to your financial aid office they may be able to arrange that, but they may require that your parents sign a form that they refuse to fill out your aid forms. You will not be able to get any federal Pell Grant or Grants from the college. However, in many cases you would be eligible for Merit Aid or Scholarships that do not depend on family income. If you have good enough test scores there are some colleges around the country that will give a lot of aid for that. They may not always be in the most desirable areas but the important thing is that you will get a college degree.
Is there a way to find out if a credit reporting agency is giving a third party my credit report on a monthly basis?
Yes, there is.Each and every time your credit report is accessed a record must be made in your file. The only exceptions to this would be law enforcement / criminal court access with a valid subpoena / writ that indicates the access record be suppressed.All other access must be revealed to you when you request a copy of your credit report directly from the credit reporting agency (CRA). This is revealed to you in the form of a listing of all hard inquiries and all soft inquiries. It is important to note that only the original CRA is obligated to provide you a list of soft inquiries and not your credit monitoring service, though many do.
How do I find my social security number in the USA?
If you are living in the US and making ends meet can be a problem at times, then you need to know about the special program of the government which is established just to help those in need. Do you know what Social Security is? What is the meaning of Social Security and the concept? Well, if you are looking for answers for these questions and many more then you have landed on the right page. Everything you need to know about it is below.Started in 1935, Social Security is a federal program that provides economic help to the section of the public which needs it. People who can benefit from the Social Security program of the government are retired people, poor, disabled and others. During the great depression of the 1930s, the US Government signed the Social Security Act in an effort to provide a safety net for people going through financial crises. Though the great depression has ended a long time ago, the authorities have decided to keep the program running so as to provide the required financial support to people needing it.How Does It Work?In the US, employees as well as employers are required to pay Social Security taxes, and the funds raised through levying these taxes on the general public are provided as benefits to those in need. This way, workers of today pay the money that they will receive as benefits when they retire and so on. The Social Security benefits you receive are based on the amount of Social Security taxes you paid that are somewhat based on your income.What Are Social Security Benefits?The benefits offered by the Social Security Administration can be received in a number of ways, such as retirement benefits that you start receiving after you have reached the age of 62. In 2011, approximately 39 million people in the US received average monthly benefits of USD 1229 as retirement benefits. The US Social Security Administration also offers Disability benefits for people who have been disabled for at least five full months and their condition has rendered them unable to work. Furthermore, there is also a program for survivors which provides benefits for the widows and children of Social Security beneficiaries.Apart from these, there are also supplemental benefits that are available for people 65 years of age or older who have very limited financial resources and are disabled. Then there is also medicare which covered about 49 million people in 2011, making more than 550 billion US dollars in benefit payments.Well, now that you know what exactly Social Security is, what it entails and how it works, it is time for you to tell us what you think. Do you believe that the Social Security scheme of the US government is adequate or does it need further changes to be made for effective? Tell us through your comments below. We would love to hear from you.If you do not know your SSN (Social Security Number) and have lost your original card, you will need to visit your local Social Security Administration office - in person. To discuss your Social Security number or to obtain a replacement card, you will need certain documents as proof of U.S. citizenship. These include a U.S. birth certificate or a U.S. passport.An acceptable document must be current (not expired) and show your name, identifying information (date of birth or age) and preferably a recent photograph. For example, as proof of identity, Social Security must see your:U.S. driver's license,State-issued non-driver identification card, orU.S. passport.If you do not have one of these specific documents or you cannot get a replacement for one of them within 10 days, SSA will ask to see other documents, including:Employee identification card,School identification card,Health insurance card (not a Medicare card), orU.S. military identification card.If you come across a site that is displaying anyone’s Social Security number or Medical Records, you need to report them for internet crime because they hacked private information or bought data that was hacked and sold to sites like which exist primarily to perpetrate or promote fraud and identity theft. If you are hunting for Social Security numbers instead of just using your own, you can also be held responsible for attempted fraud or identity theft if you try to use it. There really is no honor among thieves, so don’t set yourself up for that to come haunt you. The political issues that are all over the news for the last 12 months and even beyond is all about illegal hacking and look at the widespread ill effects that is having.There are reputable sites for looking up someone’s background for your own protection or for employment purposes that do not advertise they can give you Social Security numbers, they do not have them. You cannot get your own Social Security number online, even on the SSA website signed into your account, as it is private and blocked save for the last four. It is protected information and not even listed on the web. Of course with Equifax’s last irresponsible hoopla, over 143 million people are up a creek without a paddle and totally screwed for life because you can’t just up and change your identity whenever you want like you change your passwords or screen names.When you go in person to your local office they may be able to assist you to find your number that day, if you have at least two forms of accepted ID, meaning original or certified by issuer documentation, your father’s social security number, or other forms of ID. Notarized documents are NOT accepted in any case. You must be able prove your identity beyond any doubt to get that number. If you try to apply for a second Social Security number they will also assume fraud and you’ll have a headache. If you are attempting to get your Social Security card replaced by mail you will have to fill out the correct forms from SSA and send your original or certified by issuer. They will not take copies or notarized forms. Your identification documents will be returned to you once they have reviewed them.You also will have an extremely hard time changing your Social Security number once issued. The number you are issued belongs to you for eternity, even after you die, that number stays attached to you—they do not re-use a number. It will just about take a legal order and proof for the reason you want to change it. All of your work history is attached to your number and changing it is not allowed only for reasons like witness protection or in certain cases of domestic violence. There are only one or two reasons they will issue a new number and losing your card is not one of them. Head into your local SSA office with acceptable forms of identification and apply for a replacement card—pretty simple and above board.Any old joe without a legitimate business and an Employer Identification Number (EIN) issued by the Internal Revenue Service (IRS) cannot just go to Social Security and get your number without being registered as a legitimate business entity. You cannot type a persons name into a search box and access someone’s records that are not your own. You will have to show proof of your business along with submitting all requested documentation. You will need your own Social Security number just to complete this registration too as well as a stack of paperwork.Sites that advertise that they have everyone’s social security number are scams and will gladly take your money and not give you an SSN. Read their terms of use, they are not responsible for any information you get from their site. They need to be reported for internet fraud. Things like just type in a name and a state and you’ll have access to medical records, work history and earnings statements are simply not speaking the truth. If you hear that or someone tells you that, I’d run fast away from the fraud ans prison.If you come across a site that is displaying anyone’s Social Security number or Medical Records, you need to report them for internet crime because they hacked private information or bought data that was hacked and sold to sites like which exist primarily to perpetrate or promote fraud and identity theft. If you are hunting for Social Security numbers instead of just using your own, you can also be held responsible for attempted fraud or identity theft if you try to use it. There really is no honor among thieves, so don’t set yourself up for that to come haunt you. The political issues that are all over the news for the last 12 months and even beyond is all about illegal hacking and look at the widespread ill effects that is having.There are reputable sites for looking up someone’s background for your own protection or for employment purposes that do not advertise they can give you Social Security numbers, they do not have them. You cannot get your own Social Security number online, even on the SSA website signed into your account, as it is private and blocked save for the last four. It is protected information and not even listed on the web. Of course with Equifax’s last irresponsible hoopla, over 143 million people are up a creek without a paddle and totally screwed for life because you can’t just up and change your identity whenever you want like you change your passwords or screen names.When you go in person to your local office they may be able to assist you to find your number that day, if you have at least two forms of accepted ID, meaning originalorcertified by issuer documentation, your father’s social security number, or other forms of ID. Notarized documents are NOT accepted in any case. You must be able prove your identity beyond any doubt to get that number. If you try to apply for a second Social Security number they will also assume fraud and you’ll have a headache. If you are attempting to get your Social Security card replaced by mail you will have to fill out the correct forms from SSA and send your original or certified by issuer. They will not take copies or notarized forms. Your identification documents will be returned to you once they have reviewed them.You also will have an extremely hard time changing your Social Security number once issued. The number you are issued belongs to you for eternity, even after you die, that number stays attached to you—they do not re-use a number. It will just about take a legal order and proof for the reason you want to change it. All of your work history is attached to your number and changing it is not allowed only for reasons like witness protection or in certain cases of domestic violence. There are only one or two reasons they will issue a new number and losing your card is not one of them. Head into your local SSA office with acceptable forms of identification and apply for a replacement card—pretty simple and above board.Any old joe without a legitimate business and an Employer Identification Number (EIN) issued by the Internal Revenue Service (IRS) cannot just go to Social Security and get your number without being registered as a legitimate business entity. You cannot type a persons name into a search box and access someone’s records that are not your own. You will have to show proof of your business along with submitting all requested documentation. You will need your own Social Security number just to complete this registration too as well as a stack of paperwork.Sites that advertise that they have everyone’s social security number are scams and will gladly take your money and not give you an SSN. Read their terms of use, they are not responsible for any information you get from their site. They need to be reported for internet fraud. Things like just type in a name and a state and you’ll have access to medical records, work history and earnings statements are simply not speaking the truth. If you hear that or someone tells you that, I’d run fast away from the fraud ans prison.The only place to get your Social Security Number free is to go in person to your local Social Security office with proper identification and fill out their form to obtain one. Your number is there just needs to be given to you. Proper identification would include drivers license, marriage certificate, military ID, health insurance card, passport.The marriage license may be necessary for women in case of name change.Other areas on the Internet may brag about Social Security Number information but that's all they are doing is bragging. Even if you already have someone's social you can't get information unless you are a police officer or private investigator with credentials.
Is it legal for doctors offices to charge special fees for filling out residual function forms and other questionnaires specifically used by lawyers and judges to determine a Social Security disability action?
I’m answering as though to a lawyer.Doctors are private professionals governed by their medical association ethical standards and state law, not social security law. They can charge. I’ve had doctors say their charges would be anywhere from $200 to $500. Then you have to make the decision whether to foot the bill. When I have done that my clients have not reimbursed me, with the exception of 1 or 2.On the other hand, if you are at the federal court level, you can pay and if you win, the Court will order expenses paid under EAJA. To set up for this, ask in writing for the ALJ to pay the cost of the opinion. State that it is necessary development and identify the undeveloped part of the record that could be completed with admission of the doctor’s opinion.On appeal, one of the issues is: was failure to develop error and - was it harmful error? To show harmful error, you submit the doctor’s opinion that you have now paid for, and argue this is what would have been in the record, had the ALJ properly developed the record as specifically requested by you, the lawyer.